Advertiser Information

  Date:
* The Administrator is the individual who will be the main point of contact for advertising on Bankrate. They will be responsible for setting up additional usernames for other members of the organization and granting/restricting access permissions within the Advertiser Portal (https://advertiser.bankrate.com).
From : To :

Listing Details


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(Not Individual or Branch)
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Mortgage Rate Sheet  


Market Rates Effective
From:
To:
Quotes and requested documentation are to be based on 740 FICO, $165,000 loan Amount, lock days between 30-60, and 80% LTV. One product is sufficient for Quality Control validation. All fields for specific products must be filled in except APR. APR is requested, but not required.

Mortgages Rate Disc.
Points
Orig.
Points
Prepaid
Finance
Charges
APR Lock-in
Days
%
Down
Min Loan Amt Max Loan Amt Index
Name
Index
Margin
Caps
30-year FHA $ 5% n/a n/a n/a
30-year fixed
conforming
$ 20% n/a n/a n/a
15-year fixed
conforming
$ 20% n/a n/a n/a
1-year ARM
conforming
$ 20%
3-1 ARM
conforming
$ 20%
5-1 ARM
conforming
$ 20%
7-1 ARM
conforming
$ 20%
10-1 ARM
conforming
$ 20%
30-year
jumbo
$ 20% n/a n/a n/a
15-year
jumbo
$ 20% n/a n/a n/a
5-1 ARM
jumbo
$ 20%

Upload files here:  
Loan Estimate Disclosure*
Investor Rate Sheet*
Investor Rate Sheet
Investor Rate Sheet
  *Required

Please review Bankrate’s Quality Control Policy

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By submitting this form, I verify that rates apply to all of the stated criteria and definitions.

Deposit Rate Sheet  

Market Rates Effective
From:
To:

Acct.Type Minimum Opening Deposit to Earn Interest Minimum to Avoid Fee Monthly Service Fee Interest Rate At Minimum Opening Deposit APY
Savings Account
Money Market Account (MMA)
MMA ($10,000) $10,000
30 day CD n/a n/a
60 day CD n/a n/a
90 day CD n/a n/a
3-Month CD
(90-91 days)
n/a n/a
6-Month CD
(180 -182 days)
n/a n/a
1-Year CD
(365 days)
n/a n/a
2-Year CD
(24 months)
n/a n/a
2 1/2 Year CD
(30 months)
n/a n/a
3-Year CD
(36 months)
n/a n/a
5-Year CD
(60 months)
n/a n/a

Does your institution accept deposits from all 50 states?  
Are the rates and minimums to open, the same for personal, business and IRA accts?  

Please review Bankrate’s Quality Control Policy

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Loan Rate Sheet  

Market Rates Effective
From:
To:

Programs Min. FICO Max. FICO Rate LTV FEE Min.
Loan
Amt.
Rate Floor Length
of Intro
Rate
Rate
After
Intro
FICO Based Home Equity
Line of Credit ($30K)
% 80% $
FICO Based Home Equity
Line of Credit ($50K)
% 80% $
FICO Based Home Equity
Line of Credit ($75K)
% 80% $
FICO Based High LTV Home
Equity Line of Credit (30k)
% >90% $
FICO Based Home
Equity Loan ($30K)
% 80% $ n/a n/a n/a
FICO Based Home
Equity Loan ($50K)
% 80% $ n/a n/a n/a
FICO Based Home
Equity Loan ($75K)
% 80% $ n/a n/a n/a
FICO Based High
LTV Home Equity
Loan (30K)
% >90% $ n/a n/a n/a
Personal Unsecured Loan n/a n/a % n/a n/a n/a n/a n/a
New Car Loan
@ 36 months
n/a n/a % n/a n/a n/a n/a n/a
New Car Loan
@ 48 months
n/a n/a % n/a n/a n/a n/a n/a
New Car Loan
@ 60 months
n/a n/a % n/a n/a n/a n/a n/a
Used Car Loan
@ 36 months
% n/a n/a n/a n/a n/a
Used Car Loan
@ 48 months
% n/a n/a n/a n/a n/a
Used Car Loan
@ 60 months
% n/a n/a n/a n/a n/a

Please review Bankrate’s Quality Control Policy

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Checking Accounts  

Rates Effective
From:
  To:

Acct. Type Acct. Name Rate Yield Min. To Open Min. To Avoid
Fees
Monthly Service
Fees
NSF
Fees
Fees to
Use Other
ATM
ATM
Sur-Charge
Online
Access
 
Notes:

Acct. Type Acct. Name Rate Yield Min. To
Open
Min. To
Avoid
Fees
Monthly
Service
Fees
NSF
Fees
Fees to
Use Other
ATM
ATM
Surcharge
Online
Access
n/a n/a  
Notes:

Please review Bankrate’s Quality Control Policy

(right click "download" and choose save as) download

 
 


Terms and Conditions

MASTER ADVERTISING AND LEAD GENERATION AGREEMENT

THIS MASTER ADVERTISING SERVICES AGREEMENT (“AGREEMENT”) SETS OUT THE TERMS THAT APPLY TO YOUR RECEIPT OF CLICKS, CALLS, AND/OR LEADS FROM BANKRATE. REFERENCES TO “YOU”, “YOUR” OR “CUSTOMER” MEAN THE ENTITY TO BE RECEIVING SERVICES. ALL REFERENCES TO “BANKRATE”, “OUR”, OR “US” MEAN BANKRATE, LLC, A DELAWARE LIMITED LIABILITY COMPANY (BANKRATE AND CUSTOMER ARE EACH A “PARTY” AND COLLECTIVELY, THE “PARTIES”). THIS IS A LEGAL AGREEMENT BETWEEN YOU AND BANKRATE. BY CLICKING THAT YOU ACCEPT THE TERMS BELOW, YOU REPRESENT THAT YOU ARE AT LEAST EIGHTEEN (18) YEARS OF AGE, THAT YOU HAVE AUTHORITY TO LEGALLY ACT ON BEHALF OF AND BIND THE CUSTOMER, AND THAT YOU HAVE READ AND AGREE TO BE BOUND BY THIS ENTIRE AGREEMNT, INCLUDING ALL BANKRATE POLICIES IDENTIFIED IN THIS AGREEMENT. PLEASE REVIEW CAREFULLY.

Background: Bankrate assists parties in identifying persons that may be interested in financial products and services by delivering Clicks, Calls or Leads to such parties (“Services”). A “Click” means when a website visitor clicks on an Ad. A “Call” means when a website visitor initiates a telephone call using the Bankrate provided telephone number included in an Ad. A “Lead” means the data record generated when a website visitor provides contact information by or about an individual (a “Consumer”) and other general product criteria data to Bankrate for the purpose of obtaining financial product or service information. A Lead contains Consumer Information (as defined in Section 9). Customer wishes to engage Bankrate to provide Services to assist it in identifying persons to whom Customer may market its financial products and services as set forth in this Agreement. NOW THEREFORE, in consideration of the mutual covenants and agreements contained in this Agreement and intending to be legally bound by this Agreement, Bankrate and Customer agree as follows:

1. SERVICES. From time to time, Bankrate and Customer may enter into one or more advertising campaign(s) (each, a “Campaign”) for Bankrate’s provision of Services to Customer, and Customer purchases the Services in accordance with the terms of this Agreement and the terms and conditions applicable to the Campaign (“Campaign Terms”). Without limitation, Campaign Terms may take the form of an insertion order, work order, advertiser communications or may be set forth in Bankrate’s advertiser portal. Customer’s Campaigns are subject to the Campaign Terms. Bankrate may modify Campaign Terms from time to time, and will use reasonable efforts to notify Customer of significant changes to Campaign Terms (e-mail communication acceptable). Customer acknowledges and agrees that Bankrate may perform the Services directly or through one of its affiliates, and that Bankrate may enter into Campaign Terms directly or through one of its affiliates.
2. ADVERTISING AND CAMPAIGN DATA.
        A. Advertising Materials. For each Campaign, Customer will provide Bankrate with content and a Uniform Resource Locator (“URL”) for a destination web page in connection with Customer’s advertisement of its financial products and/or services (the advertising unit and underlying advertising materials, as reviewed, formatted and approved by Bankrate, the “Ad”). Once Bankrate approves a Customer destination page, Customer may not materially modify the content of such destination web page or change the ultimate URL of such destination web page without Bankrate’s prior written approval. Bankrate is not and will not be responsible for the content, maintenance, or operation of Customer’s websites, the destination web page and website(s) of an Ad, or any websites owned or operated by any third party. Customer is and will be solely responsible for and indemnifies, defends and holds Bankrate harmless for any liability arising out of or relating to any of hyperlinks, websites or any data, rates, disclosures, script, information, content or other material that can be viewed, used, received, transmitted or manipulated by any person viewing or accessing such Ads. It is Customer’s responsibility to comply with any regulatory and/or licensure requirements in connection with its Ads.
        B. License to Publish Ads. Customer grants to Bankrate a worldwide, non-exclusive, royalty-free right and license to publish, implement, activate, place, distribute, copy, archive, sublicense, and publicly display the Ad on and through websites, software applications, e-mail campaigns, and other properties and mediums that are owned or operated by Bankrate or third-parties that have co-branding, affiliate or other partner relationships with Bankrate (collectively, the “Bankrate Network”) to perform the Services.
        C. No Tracking. If Customer gathers data from Bankrate users by inserting a pixel, cookie or other tag (collectively, “Tag”) pursuant to a Campaign, Customer will not use such Tag to track and/or serve ads to Bankrate users on other web sites. For the avoidance of doubt, and without limiting the foregoing restriction, Customer will use the data collected via its Tag for internal analysis only, and is prohibited from collecting, sharing, selling or repurposing the data for any other reason, including, without limitation, for retargeting the consumer. All Tags must terminate at the end of a Campaign. Any additional Tag(s) associated with the Campaign (e.g., a Tag on Customer’s URL generated by an Ad) must not extend beyond 12 months after the Tag was stored.
        D. Campaign Data Usage. Bankrate may use rate and other data received or collected from or as a result of its advertising relationship with Customer (excluding Authorized Trademarks) for internal media planning, may make such data available through its rate API, and may use such data for all other purposes authorized by its privacy policy.
3. COMPENSATION.
        A. Payment of Fees. Bankrate will provide Customer the Services for the fixed or dynamic pricing compensation set forth in applicable Campaign Terms (the “Fees”). Unless otherwise set forth in the Campaign Terms, all Fees will be determined by Bankrate’s reporting of Clicks, Calls or Leads (as applicable to the Campaign(s)). Fees are due and payable within thirty (30) days of the date of the invoice, or as otherwise set forth in the applicable Campaign Terms. Each payment that is more than thirty (30) days past due will be assessed an administrative fee of US$100 and will accrue interest from the thirty-first (31st) day such payment is past due at a rate equal to the lesser of (a) the lower of the maximum non-usurious rate of interest permitted at any time or from time to time by federal or New York laws, whichever is applicable, and (b) eighteen percent (18%) per annum.
        B. Payment of Taxes. Customer is responsible for any and all tax, including sales tax and other charges relating to Customer’s purchase of Services, other than taxes assessed based on Bankrate’s income. Bankrate presumes that Services will be received and used by Customer at the Service “shipping location” address identified in the Campaign.
        C. Refunds. All Customer requests for refunds for the Services provided by Bankrate are subject to Bankrate’s Advertising Refund Policy, as may be updated from time to time.
4. CUSTOMER OBLIGATIONS.
        A. Compliance with Bankrate Advertising Policies. Customer acknowledges and agrees that it is subject to the advertising policies applicable to each Campaign (as may be amended from time to time) (“Policies”), including, without limitation, the following policies:
                • Click Lead and Call Policy
                • Quality Control Policy
                • API Access Terms and Conditions
        B. Point(s) of Contact. Each Customer is required to identify an appropriate point of contact with sufficient organizational authority to address any rate table concerns, as well as that individual’s direct manager or appropriate supervisor. Bankrate will retain the contact names, telephone numbers, email addresses, and unique individual NMLS numbers for each such point of contact. For the avoidance of doubt, appropriate points of contact will include, but not be limited to account executives, supervising account executives, senior management and organization owners, all of whom must have sufficient organization authority to address any rate table concerns.
        C. Consumer Complaints. Each Customer is required to disclose to Bankrate any and all consumer complaints that may be received by such Customer that in any way relates to or references Bankrate’s Services.
        D. Consent to Mystery Shop Call Recording. Customer agrees and consents to its telephone staff being recorded at the beginning of any mystery shop call placed to its business in connection with the Quality Control Policy, for the purpose of evaluating (i) the quality of the mystery shop by Bankrate personnel, and (ii) Customer’s adherence to the Quality Control Policy.
        E. Customer Responsible for its Financial Products and Services. As between Bankrate and Customer, Bankrate is acting solely as a service provider. Customer will be solely responsible for and will conduct all applicable aspects of the sale and provision of the financial products or services offered to a Consumer.
        F. Customer to Share Conversion Data. Beginning on the first Tuesday following commencement of a Campaign Term and each Tuesday thereafter, Customer will provide Bankrate with Campaign conversion data (identified by Bankrate’s unique ID number) during the previous calendar week. Such data must include, at a minimum (by Bankrate unique ID number): (a) status of the opportunity (e.g. open, closed, pending, etc.), (b) loan/deposit amount, and (c) number of days opportunity is active in Customer’s pipeline (e.g. length of time between Lead delivery and loan close or abandonment). Additional conversion data may be shared by Customer upon mutual written agreement of the parties (e-mail agreement acceptable). For the avoidance of doubt, all conversion data must be identified by Bankrate unique ID number only; Bankrate does not seek, and Customer will not provide, any personally identifiable information that may be traced back to a particular Consumer.
5. TERM AND TERMINATION.
        A. Term of this Agreement. The term of this Agreement (the “Term”) will begin on the earlier of: (i) the date Customer accepts the Agreement in writing or online; or (ii) the launch of the Campaign (whichever occurs first, the “Effective Date”), and will continue until terminated as permitted pursuant to this Agreement. Unless otherwise set forth in the applicable Campaign Terms, either party may terminate this Agreement, at any time, for any reason or no reason, by providing the other party with at least thirty (30) days advance, written notice of termination. In addition, Bankrate may suspend or terminate this Agreement and all Campaign(s) at any time by providing written notice to Customer if an actual or proposed change in Law results in Bankrate’s reasonable belief that it will be unable to perform the Services for Customer, or if Bankrate reasonably believes that Customer is in breach of the Agreement or Campaign Terms.
        B. Effect of Termination. Upon termination of this Agreement or any Campaign, Customer must promptly pay to Bankrate any outstanding Fees. Fees for any Services provided on a monthly fee or fixed fee basis, if any, will be apportioned based on the Services provided prior to the date of termination. All provisions of this Agreement that reasonably should survive, including, without limitation, Sections 2 through 12 of this Agreement, will survive termination of this Agreement.
6. REPRESENTATIONS AND WARRANTIES. Each Party represents and warrants that: (a) it has the right, power and authority to enter into this Agreement and to perform its obligations hereunder, and such execution and performance will not violate any other agreement or obligation to which it is bound; (b) it is duly organized, validly existing and in good standing; and (c) it has complied and will comply with all applicable federal, state and local laws, regulations, rules, ordinances, licensing requirements and industry standards and guidelines in connection with its performance of or relating to this Agreement (“Laws”); provided however, that Bankrate’s obligation to comply with Laws is conditioned upon Customer’s compliance with its representations, warranties, covenants and obligations contained in this Agreement. In addition, Customer represents and warrants that: (z) its usage of Consumer Information, and (y) all Customer marketing content or activities that directly or indirectly reach individuals who are the subject of the Consumer Information, each and at all times comply with Customer’s privacy policy and all applicable Laws, including, without limitation, all Laws governing marketing email (e.g., the CAN-SPAM Act of 2003, California Business & Professions Code §17529.5, and the Canadian Anti-Spam Legislation).
7. DISCLAIMER. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, EXCEPT FOR THE EXPRESS WARRANTIES MADE OR REFERENCED IN THIS AGREEMENT, BANKRATE HEREBY DISCLAIMS ALL WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY IMPLIED WARRANTIES ARISING OUT OF A COURSE OF PERFORMANCE, DEALING, OR TRADE USAGE, AS TO ANY AND ALL DATA, ITEMS, PLATFORMS OR SERVICES PROVIDED BY OR ON BEHALF OF BANKRATE PURSUANT TO THIS AGREEMENT. IN ADDITION, BANKRATE MAKES NO REPRESENTATION AND PROVIDES NO GUARANTEE THAT THE OPERATION OF THE BANKRATE WEBSITES, PLATFORMS OR THE PROCESS BY WHICH SERVICES ARE PROVIDED TO CUSTOMER WILL BE UNINTERRUPTED OR ERROR-FREE, AND BANKRATE WILL NOT BE LIABLE FOR THE CONSEQUENCES OF ANY INTERRUPTIONS OR ERRORS TO ANY OF THE FOREGOING. THIS DISCLAIMER EXPRESSLY INCLUDES ANY REIMBURSEMENT FOR LOSSES OF INCOME DUE TO DISRUPTION OF SERVICE. WITHOUT LIMITING THE FOREGOING, BANKRATE MAKES NO WARRANTIES OR REPRESENTATIONS, AND BANKRATE WILL HAVE NO LIABILITY OF ANY KIND, WITH RESPECT TO THE ACCURACY OR COMPLETENESS OF ANY LEAD.
8. INDEMNIFICATION.
        A. Each party (the “Indemnifying Party”) agrees to indemnify, defend, and hold harmless the other party and its affiliates, and each of their respective directors, officers, shareholders, employees and agents (the “Indemnified Party”) from and against losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys' fees, that are incurred by member(s) of the Indemnified Party (collectively, "Losses"), arising out of any third-party claim alleging: (i) a breach of this Agreement; (ii) the acts, errors or omissions of the indemnifying Party or any of its officers, directors, employees, agents or affiliates; or (iii) fraud, willful misconduct, gross negligence or criminal acts.
        B. The parties will follow the following indemnification procedures: (i) the Indemnified Party will provide the Indemnifying Party with prompt notice of any claim for which indemnification is sought, except that failure to provide such notice will not excuse the Indemnifying Party’s indemnification obligations under this Section; (ii) the Indemnified Party will permit the Indemnifying Party to assume and control the defense of such claim, with counsel chosen by the Indemnifying Party (who will be reasonably acceptable to the Indemnified Party). The Indemnified Party will provide written notice regarding whether such counsel is acceptable within a reasonable amount of time. The Indemnifying Party will not enter into any settlement or compromise of any such claim without the Indemnified Party’s prior written consent, which consent will not be unreasonably withheld; (iii) the Indemnifying Party will pay any and all costs, damages and expenses, including, but not limited to, reasonable attorneys’ fees and costs (even if incident to any appeals) awarded against or otherwise incurred by the Indemnified Party in connection with or arising from any such indemnified claim, suit, action or proceeding; and (iv) the Indemnifying Party’s obligations under this Section will in no manner be affected by the existence or non-existence of insurance. The Indemnified Party’s right to indemnity under this Agreement will arise notwithstanding that joint or concurrent liability may be imposed on both Bankrate and the Customer and/or its affiliates and subsidiaries by statute, ordinance, regulation or otherwise.
9. CONFIDENTIALITY; CONSUMER INFORMATION.
        A. Confidential Information. “Confidential Information” means any and all confidential or proprietary information of the disclosing party, whether oral or written, including, without limitation, documents, reports, analyses, data, studies, drawings, samples, suppliers, customers, pricing, pricing techniques, copyright, trademark and patent applications, marketing and sales techniques and plans, projections, technology, methods, procedures, software (including all documentation and code), hardware and system designs, architectures and protocols, trade secrets, know-how, and observations, and other disclosures pertaining to, based on, or containing, directly or indirectly, in whole or in part, any of the disclosing party’s confidential or proprietary information. “Confidential Information” also includes the terms, but not the existence, of this Agreement. “Confidential Information” does not include any information that, as evidenced by a written document: (i) was in the public domain at the time of disclosure; (ii) became publicly available after disclosure to the receiving party without breach of this Agreement; (iii) was lawfully received by the receiving party from a third party without restriction; (iv) was known to the receiving party, its employees or agents prior to its receipt from the disclosing party, as evidenced by the written records of the receiving party; or (v) was independently developed by the receiving party without use or reference to the Confidential Information and without breach of this Agreement.
        B. Duty of Confidentiality. The receiving party will: (i) hold the disclosing party’s Confidential Information in strict confidence; (ii) take all steps necessary or appropriate to protect the confidentiality of the Confidential Information and to ensure compliance with this Agreement by its officers, directors, employees, contractors, agents and representatives; (iii) use Confidential Information for the sole purpose of performing pursuant to this Agreement; (iv) restrict disclosure of Confidential Information to those of its officers, directors, employees, contractors, agents and representatives with a need to know such information for the sole purpose of performing pursuant to this Agreement; and (v) not modify, reverse engineer, decompile, create other works from, or disassemble any such Confidential Information.
        C. Return or Destruction of Confidential Information. Upon termination of this Agreement, at the written request of disclosing party, the receiving party will, at its option, either return to the disclosing party or certify destruction of, any and all copies of the disclosing party’s Confidential Information in the possession of the receiving party, its employees or agents.
        D. Consumer Information.
                i. Compliance with Agreement and Laws. Customer will use and disclose all Consumer information transmitted to Customer by or on behalf of Bankrate in connection with a Lead or Call (“Consumer Information”) in accordance with this Agreement, Campaign Terms, all applicable Laws, and Bankrate’s privacy policy located at http://www.bankrate.com/coinfo/privacy.asp as amended from time to time. Customer is solely responsible for ensuring that Customer’s use and disclosure of Consumer Information complies with applicable Laws and Bankrate’s privacy policy.
                ii. Use Solely for the Purpose. Customer will use and disclose Consumer Information solely for the purpose of responding to a Consumer’s request for or interest in financial product or service information (the “Purpose”). Customer will not rent, sell, resell, disclose, transfer, store, retain or use any Consumer Information except solely as necessary for the Purpose, unless otherwise expressly authorized by or independently collected from the individual, and Customer will permanently delete such Consumer Information within a reasonable time following receipt thereof. For the avoidance of doubt, nothing will prevent Customer from independently collecting information from the Consumer, or obtaining express authorization from the Consumer to use Consumer’s information for activities other than the Purpose, even if such information is duplicative of the Consumer Information delivered by or on behalf to Customer pursuant to this Agreement.
                iii. Disclosure to Customer Representatives. Customer will disclose Consumer Information only to its employees and those parties (collectively, “Customer Representatives”): (a) who have a need to know such Consumer Information for the Purpose; (b) who, with respect to such Consumer Information, are informed of their obligations pursuant to Laws, and are contractually bound to treat the Consumer Information in compliance with Laws and in a manner no less protective than as required of Customer pursuant to this Agreement; (c) in compliance with this Agreement and Laws; and (d) in properly secured or encrypted formats, consistent with industry-standards. As between Customer and Bankrate, Customer is solely responsible and bears any and all liability related to Customer Representatives’ use of Consumer Information.
                iv. Security Measures. Customer will maintain appropriate physical, technical and organizational measures to protect all Consumer Information against accidental loss or unauthorized access, use, disclosure, alteration, or destruction. Customer acknowledges that the level of security that is appropriate to satisfy this requirement will depend on the sensitivity of the information, the risks represented by the processing of the Consumer Information, the harm that is likely to result from a breach of security, industry standards, and applicable Laws.
                v. Security Breach. Customer will notify Bankrate promptly in writing of any actual or potential unauthorized or accidental access, use, loss or disclosure of any Consumer Information or a breach of Customer’s security or information systems that could reasonably be expected to expose any Consumer Information to such unauthorized or accidental access or use (“Security Breach”), and will, at Customer’s sole cost and expense, provide all necessary and reasonable cooperation to Bankrate in order to comply with Laws related to the Security Breach. At Customer’s sole cost and expense, Bankrate will provide all necessary and reasonable cooperation to Customer to comply with any Laws applicable to such Security Breach. Without limiting the generality of the foregoing, Customer is solely responsible for all costs and expenses related to notification of all consumers who may have a right to be informed of the Security Breach and the investigation and prosecution of such Security Breach as required by Law and as reasonably required by Bankrate. Customer will provide reasonable cooperation to Bankrate and any governmental authorities with jurisdiction to audit and verify Customer’s data security systems and procedures in order to confirm Customer’s compliance with this Agreement and Laws.
        E. Required Disclosures. The receiving party may disclose Consumer Information or other Confidential Information as required by Law, court or administrative order or similar legal requirements. In the event of any such required disclosure, the receiving party will, to the extent permissible under Law, promptly notify the disclosing party in advance of such disclosure and cooperate in any effort to minimize the extent of such disclosure and maintain the confidentiality of such Consumer Information or Confidential Information. If disclosure of such information is required, the receiving party ordered to comply with such disclosure request will exercise its best efforts to obtain an order or other reliable assurances that Consumer Information and Confidential Information will be treated confidentially by the proposed recipient thereof.
        F. Remedies. The receiving party acknowledges and agrees that due to the unique nature of the disclosing party’s Confidential Information and Consumer Information, there may be no adequate remedy at law for any breach of its obligations under this Section 9, and that any such breach or any unauthorized use or release of any Confidential Information or Consumer Information may allow the receiving party or third parties to unfairly compete with the disclosing party, resulting in irreparable harm to the disclosing party. Therefore, upon any such breach or any threat thereof, the disclosing party will be entitled to appropriate equitable relief, including without limitation injunctive relief against any breach of this Section 9, in addition to whatever remedies the disclosing party might have at law, and the disclosing party will be entitled to be indemnified by the receiving party from any loss or harm, including, without limitation, attorney’s fees, in connection with any breach or enforcement of the receiving party’s obligations pursuant to this Section or the unauthorized use or release of any Confidential Information or Consumer Information.
        G. Revisions. The parties in good faith agree to revisit and amend this Section 9 from time to time as necessary to comply with changes to relevant Laws and any other relevant changes in the industry generally.
10. LIMITATION ON SHARING LEADS. Notwithstanding anything to the contrary in this Agreement, in no event will Customer share any Lead(s) with, transmit any Lead(s) to, or otherwise make any Lead(s) available to any person or entity other than Customer and those of Customer's officers, directors, employees, contractors and representatives who use such Lead(s) solely for the Purpose and solely with respect to financial products and services provided by the Customer itself. For the avoidance of doubt, and without limiting the generality of the immediately foregoing sentence, in no event will Customer (i) share any Lead(s) with, transmit any Lead(s) to, or otherwise make any Lead(s) available to any subsidiary or affiliate of Customer and/or (ii) use any Lead(s) to provide financial product or service information provided by any subsidiary or affiliate of Customer or by any other person or entity.
11. LIMITATIONS ON DAMAGES. Excluding each party’s respective indemnification obligations, damages that result from a breach of Section 9 (confidentiality; Consumer Information), Customer’s payment obligations to Bankrate, or a party’s intentional misconduct: (a) in no event will any party be liable for any consequential, indirect, incidental, punitive, special, or exemplary damages whatsoever, including, but not limited to, damages for loss of profits, business interruption, loss of information, and the like, incurred by another party arising out of this agreement, even if such party has been advised of the possibility of such damages, and (b) each party’s maximum aggregate liability will be limited to the aggregate dollar value of fees paid to Bankrate by customer pursuant to the terms of this agreement during the 12 months immediately preceding the event giving rise to the claim.
12. MISCELLANEOUS.
        A. Amendments. The provisions of this Agreement may not be amended, supplemented, waived or changed unless they are modified in writing, and signed by the party as to whom enforcement of any such amendment, supplement, waiver or modification is sought and making specific reference to this Agreement.
        B.Insurance Coverage. Customer represents, warrants and covenants that it maintains, and at all times during the Term will maintain, a comprehensive general liability insurance policy (with coverage amounts customary for Customer’s industry), insuring against liability for, among other things, data cyber and security breaches (including, without limitation, such data, cyber and security breaches contemplated under Section 9 of this Agreement). Within ten (10) days of the Effective Date, and at any other time at the request of Bankrate, Customer will provide Bankrate with a certificate of insurance as evidence of Customer’s insurance coverage described in this Agreement.
        C. Counterparts. This Agreement may be executed in one or more counterparts, each of which will be deemed an original, but all of which taken together will constitute one and the same instrument. Signatures to this Agreement transmitted by electronic mail in .pdf form, or by any other electronic means intended to preserve the original graphic and pictorial appearance of a document, will have the same effect as physical delivery of the paper document bearing the original signature.
        D. Assignment. Neither party will assign, sublicense or otherwise transfer (voluntarily, by operation or law or otherwise) this Agreement or any right, interest or benefit under this Agreement without the prior written consent of the other Party, except that either party may assign this Agreement upon the sale of all or substantially all of its assets or stock, or in connection with an entity restructure, without the written consent of the other Party, except where such transfer is to a competitor of the non-assigning Party.
        E. Publicity. Neither party will make any public statement, announcement or press release regarding this Agreement without the prior written consent of the other; provided, however, that neither party will be required to obtain the consent of the other to make brief, factual references regarding Customer obtaining Services from Bankrate. Customer grants to Bankrate a limited, non-exclusive license to display Customer’s company names, logos, trademarks or service marks (“Authorized Trademarks”) in connection with the provision of Services pursuant to this Agreement and each Campaign. Bankrate acknowledges and agrees that it will not acquire any ownership interest in the Authorized Trademarks by virtue of the license granted herein.
        F. Force Majeure. Except for the obligation to pay money, a Party’s non-performance will be excused if performance is rendered impossible by strike, fire, flood, state of war (declared or undeclared), earthquake, governmental acts or orders, natural or manmade disaster, or any other reason where failure to perform is beyond the reasonable control and not caused by the negligence of the nonperforming Party; provided that such nonperformance will be cause for termination of this Agreement by the other Party if the nonperformance continues for more than thirty (30) days.
        G. Governing Law; Jurisdiction. This Agreement and all transactions contemplated by this Agreement will be governed by, and construed and enforced in accordance with, the laws of the State of New York. Any civil action or legal proceeding arising out of or relating to this Agreement will be brought exclusively in the courts of record of the State of New York in New York City or the United States District Court, Southern District of, New York, Borough of Manhattan. Each Party consents to the jurisdiction of such court in any such civil action or legal proceeding and waives any objection to the laying of venue of any such civil action or legal proceeding in such court. Service of any court paper may be effected on such Party by mail, as provided in this Agreement, or in such other manner as may be provided under applicable laws, rules of procedure or local rules.
        H. Severability. If any provision of this Agreement or any other agreement entered into pursuant hereto is contrary to, prohibited by or deemed invalid under applicable law or regulation, such provision will be inapplicable and deemed omitted to the extent so contrary, prohibited or invalid, but the remainder hereof will not be invalidated thereby and will be given full force and effect so far as possible. If any provision of this Agreement may be construed in two or more ways, one of which would render the provision invalid or otherwise voidable or unenforceable and another of which would render the provision valid and enforceable, such provision will have the meaning that renders it valid and enforceable.
        I. Binding Effect; No Third Parties. All terms and provisions of this Agreement will be binding upon, inure to the benefit of, and be enforceable by the parties and their respective legal representatives, successors and permitted assigns, whether so expressed or not. Unless expressly stated herein to the contrary, nothing in this Agreement, whether express or implied, is intended to confer any rights or remedies under or by reason of this Agreement on any persons other than the parties and their respective legal representatives, successors and permitted assigns. Nothing in this Agreement is intended to relieve or discharge the obligation or liability of any third persons to either party, nor will any provision give any third persons any right of subrogation or action over or against either party.
        J. Notices. Any notice under this Agreement will be deemed to be received: (i) if by delivery service (e.g., Federal Express, UPS, etc.), on the date delivered; or (ii) if by email, on the next business day following the date sent. All notices will be sent to the addresses set forth in the Campaign Terms (if to Bankrate, with a copy to legal@bankrate.com).
        K. Entire Agreement. This Agreement, together with the Policies and Campaign Terms, constitute the complete agreement between the parties with respect to the subject matter hereof, superseding and replacing any and all prior agreements, communications and understandings (both written and oral) regarding such subject matter.
        The parties have executed this Agreement as of the Effective Date.


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